Turn ₹100/day into ₹25 Lakh+ in savings on your loan.

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Rs
Rs 5LRs 3Cr
%
1%20%
1 Yr30 Yr
Monthly EMI
40,231
Principal Amount50,00,000
Total Interest94,83,207
Total Amount Payable1,44,83,207

Helping India own homes faster

₹100/day can save you years of EMIs

Bank-level data security & encryption

Backed by a passionate FinTech team

Helping India own homes faster

₹100/day can save you years of EMIs

Bank-level data security & encryption

Backed by a passionate FinTech team

Why Most Borrowers Miss Out on Lakhs in Hidden Savings

The average Indian home-loan borrower could save Rs 5-15 lakh - but most don't know how.

Optimize

Why Borrowers Miss Out

Most don't realize the savings potential

💡
Hidden Savings
Even ₹100 daily saves ₹5-15 lakhs
No Automation
Manual processes are inconsistent
🧠
Psychological Barriers
Lack of automation creates barriers
1

Why Most Borrowers Miss Out

Most borrowers never prepay regularly. They overpay interest because banks don't guide them - and manual prepayments are a hassle.

Everything you need to optimize your home loan

Optimize combines cutting-edge technology with simple automation to help you save lakhs on your home loan through smart micro-prepayments.

Automated Micro-Prepayments

Automated Micro-Prepayments

Set and forget - Optimize automatically makes small daily or weekly prepayments through UPI AutoPay.

Optimize recommends the right prepayment amount for you - tailored to your loan and comfort.

Start from as little as Rs 100/day - and watch the impact multiply.

Multi-Bank Support

Multi-Bank Support

Works seamlessly with all major banks - SBI, HDFC, ICICI, Axis, and NBFCs.

View all loan balances, EMIs, and prepayments in one place.

Get instant rate-cut alerts and balance-transfer recommendations.

Real-Time Tracking

Real-Time Tracking

Track your total interest saved, years reduced, and upcoming EMIs - all in one place.

See your savings and loan progress grow every week, effortlessly.

Visualize how each micro-prepayment brings you closer to loan freedom.

HDFC
ICICI
SBI
PNB
Axis
Central Bank
Canara Bank

All your loans.
One dashboard.
Smarter, faster repayments.

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Frequently Asked Questions