Optimize automates micro-prepayments (as low as ₹10 daily) towards your home loan principal. These small amounts compound over time, significantly reducing your total interest and loan tenure.

Yes, Optimize uses bank-level security with 256-bit encryption. We partner with major Indian banks and use UPI Autopay for secure transactions. Your loan details are never stored on our servers.

Optimize works with all major Indian banks including SBI, HDFC, ICICI, Axis Bank, and other NBFCs. We support both home loans and loan against property.

You can start with as little as ₹10 per day. Our AI recommendations typically suggest amounts between ₹50-₹500 daily based on your income and loan parameters.

Most users save ₹5-15 lakhs in interest and reduce their loan tenure by 5-12 years. A ₹50L loan with ₹100 daily prepayments typically saves ₹27.9L and 7 years.

Absolutely! You can pause, modify, or stop your automated prepayments anytime through the app. You have complete control over your prepayment schedule.

Optimize is launching on September 1, 2025. You can sign up for early access to be notified when the app becomes available and get priority onboarding.

Optimize will have a small monthly subscription fee (details coming soon). However, the money you save on interest will be many times more than any fee we charge.

Once you set up UPI Autopay, Optimize automatically deducts your chosen daily amount and sends it directly to your bank as a prepayment. It's completely automated and hassle-free.