Save Lakhs on Your Home Loan with ₹100/day
India's first automated micro-prepayment platform that helps you become debt-free 5-12 years faster through smart prepayments.
Why Most Borrowers Miss Out
on Lakhs in Hidden Savings
The average Indian home-loan borrower could save 5-15 lakh but most don't know how.
Why Borrowers Miss Out
Most don't realize the savings potential
Why Most Borrowers Miss Out
Most borrowers never prepay regularly. They overpay interest because banks don't guide them and manual prepayments are a hassle.
Real Example: Rs 50L Loan Savings
A Rs 50L loan at 9% for 30 years costs Rs 90L+ in interest. Just Rs 100/day in prepayments saves Rs 27.9L and shortens tenure by 7 years.
How Optimize Works
Get started in minutes. Our simple, automated prepayment system helps you save money effortlessly through daily UPI micro-transfers.
The Power of Micro-Prepayments
See how small daily prepayments can save you lakhs over your loan tenure
*Based on ₹50 Lakh loan at 9% interest for 30 years with ₹100/day prepayment
Watch Your Savings Grow
See how small daily prepayments compound into massive savings over time
Prepayment
Optimize
Prepayment Calendar
How Optimize Works
Start saving on your home loan in just 4 simple steps
Enter Your Loan Details
Share your loan amount, interest rate, and tenure. We'll calculate your potential savings instantly.
Set Prepayment Amount
Choose a daily, weekly, or monthly prepayment amount that fits your budget - even ₹50/day helps.
Connect & Automate
Link your bank account and we handle prepayments automatically via UPI. No manual effort needed.
Watch Your Savings Grow
Track your progress in real-time. See your interest saved and tenure reduced with every payment.
Ready to Save Lakhs on Your Home Loan?
Join thousands of Indians who are reducing their loan burden with smart micro-prepayments