Supported Banks & Lenders
Optimize works with all major banks and housing finance companies in India. Make prepayments to your home loan regardless of your lender.
S
State Bank of India
H
HDFC Bank
I
ICICI Bank
A
Axis Bank
K
Kotak Mahindra Bank
P
Punjab National Bank
B
Bank of Baroda
C
Canara Bank
U
Union Bank of India
B
Bank of India
I
IDBI Bank
Y
Yes Bank
I
IndusInd Bank
F
Federal Bank
I
IDFC First Bank
B
Bandhan Bank
L
LIC Housing Finance
B
Bajaj Housing Finance
T
Tata Capital
P
PNB Housing Finance
Don't see your bank? We're adding more lenders every week.
How Prepayments Work
1
Connect Your Loan
Share your loan account details securely through our platform
2
Set Your Schedule
Choose daily, weekly, or monthly prepayments that fit your budget
3
Save Automatically
We handle the prepayments via UPI, reducing your interest with every payment